How can I find out if I have invested in a regular plan or direct plan?

Investments made through a financial intermediary like a bank or a broker are usually regular plans.

If you have invested through a financial planner and he/she has advised you on what to buy, done all the paperwork himself/herself and has collected the money and signatures from you by coming to your home/office, you would have invested in a regular plan.

If your financial planner or advisor has not charged you an upfront fee for advice, you have most probably invested in a regular plan.

You can check the account statements issued by the Mutual Fund company. Look for the word "Direct"  in the name of the scheme. If it is missing, then the plan is a regular plan.

We recommend our customers to upload their Consolidated Account Statement (CAS) into the Glide Invest app. Once we have analysed your statement, we will not only indicate what percentage of your portfolio is in Regular Plans, but also label them for you to easily recognise the Regular Plans. 

Glide Invest  does not  sell regular plans of mutual funds. We only sell  direct plans  of mutual funds across all our partner AMCs.

• Related Articles

• What are regular plans and direct plans?

  All mutual fund schemes offer two plans - Direct and Regular. In a Direct Plan, an investor has to invest directly with the AMC or with an online robo-advisory platform, with no distributor to facilitate the transaction and no investment advice.  ...

• What is Consolidated Account Statement (CAS)?

  CAS (Consolidated Account Statement) is a statement of all your mutual fund investments made across various AMCs and serviced by various RTAs (KFintech, CAMS, and Franklin). This statement can be generated from either of the RTAs (CAMS or KFintech). ...

• How does my broker or agent make money when I invest in Regular plans?

  Financial agents offer you advice on mutual funds for free. But there is no free lunch.  They get paid from the expense ratio charged to you. A regular plan expense ratio will contain the commission to be paid to the agents by the AMC and the ...

• I have emailed my CAS report but my investments are still not reflecting?

  There can be multiple reasons for the same: You have sent the wrong CAS report, namely, a report generated from CAMS, NSDL or CDSL. We only accept CAS generated from KFintech. The password provided is incorrect and the system is not able to access ...

• Why should I import my external portfolio using CAS on GlideInvest?

  External investments are those mutual fund investments made using any platform outside of Glide Invest. They may have been done directly via the AMC's website, or through brokers, advisors or distributors. On the Glide Invest app, you can import ...